3 Steps to Get Your Finances Moving in the Right Direction
There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law. From Newton’s Laws of Motion: “The first law says that an object at rest tends to stay at...
View Article8 Ways to Lower Pet Care Costs
Having a pet can bring great joy, laughter and comfort to all around. Unfortunately, they can also mean additional, even unexpected, expenses in today’s already tough economy. According to the ASPCA,...
View ArticleShould You Go to Graduate School If You Can’t Get a Job?
Graduate schools see an upsurge in applications during recessions. This is in part from recent college graduates putting off having to throw their resume in the ring, and in part from older workers...
View ArticleWhy Debt Consolidation Doesn’t Work…Usually
Want to know a secret about debt consolidation loans? They usually don’t work. There’s a lot of money to be made by promoting and arranging these loans, as well as the enormous hope that surrounds...
View ArticleThe Right Way to Do a Debt Consolidation
The situation outlined in Why Debt Consolidation Doesn’t Work…Usually is pretty typical, but if you want to do a debt consolidation this doesn’t have to be your reality. You can make it work, but there...
View ArticleDebt to Income Ratio: How Much Debt is Too Much?
While there are many different opinions as to how much debt is too much, the two ratios below are the most widely used measures of how much debt is manageable. These ratios are also known as...
View ArticleUsing Passive Income to Get Out of Debt
Do you carry any debt? If you are like most people, then you probably have an account somewhere that you are working hard to pay off. Maybe it is that pesky credit card payment that doesn’t...
View Article3 Ideas for Finding a Great Place for Your Retirement
With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While...
View Article7 Secrets to Smart Shopping on the Web
I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it [...]Recommended For You:5...
View Article5 Things That are Killing Your Budget
Many people that create a budget have a difficult time sticking to it for one reason — incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a...
View ArticleWhy It Pays to Buy High Yield Dividend Stocks
When it comes to long term investing, I believe that you should focus more on dividend yileds versus speculation and share price appreciation. While this might mean avoiding sexy names like Apple and...
View ArticleWhy Tenants Need to Buy Renter’s Insurance
Tenants often forgo renters insurance under the assumption that either they will be covered under the landlords insurance, or that it’s really not a big deal. But even though you don’t own the...
View Article6 Frugal Archetypes: Which One Describes You the Best?
Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one...
View ArticleShould You Buy a More Expensive Product?
In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently. On some occasions, the difference...
View ArticleWhy It Pays to Buy High Yield Dividend Stocks
When it comes to long term investing, I believe that you should focus more on dividend yileds versus speculation and share price appreciation. While this might mean avoiding sexy names like Apple and...
View ArticleHow to Create a Brighter Financial Future
You might be less than thrilled about your present financial situation. There is a lot of that going around these days. But trouble yourself no more because I have some sweet news for you. You don’t...
View Article10 Steps Holiday Shopping Planning Guide and Checklist
There are less than two months until Christmas — do you have a plan for holiday spending yet? Some people have already finished their holiday shopping by now. Others have been diligently saving all...
View ArticleUsing Secured Credit Cards to Rebuild Credit after Debt Issues
After suffering from debt issues, you may want to start rebuilding your credit as soon as possible. However, you are likely to find a combination of cold shoulders and vultures – some put you down, and...
View Article10 Steps Holiday Shopping Planning Guide and Checklist
There are less than two months until Christmas — do you have a plan for holiday spending yet? Some people have already finished their holiday shopping by now. Others have been diligently saving all...
View Article3 Tips to Help You Achieve Financial Security
Financial security is a common pursuit. Whether you’re just starting out in the working world or you’re looking...Recommended For You:5 Things You Should Never Keep in Your Wallet or PurseDo You Need...
View Article
